To qualify for PSLF, you must meet the following criteria:
1. Employment: You must work full-time (at least 30 hours per week) for a qualifying employer. Qualifying employers include government organizations, not-for-profit organizations that are tax-exempt under Section 501(c)(3) of the Internal Revenue Code, and other types of not-for-profit organizations that provide certain types of qualifying public services.
2. Loans: Only Direct Loans qualify for PSLF. If you have other types of federal student loans, such as FFEL or Perkins Loans, you may consolidate them into a Direct Consolidation Loan to become eligible.
3. Payments: You must make 120 qualifying payments under a qualifying repayment plan. These payments must be made while you are working for a qualifying employer.
