Only payments made under certain repayment plans qualify for PSLF. These include:
- Income-Driven Repayment (IDR) Plans: This includes Income-Based Repayment (IBR), Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), and Income-Contingent Repayment (ICR).
- Standard Repayment Plan: Payments made under the 10-year Standard Repayment Plan also qualify, but since this plan pays off your loan in ten years, you would have no remaining balance to forgive.