1. Verify Employment: Submit the Employment Certification Form (ECF) annually or whenever you change employers to confirm that your employment qualifies for PSLF.
2. Make Qualifying Payments: Ensure that your payments are made under a qualifying repayment plan and are on time and in full.
3. Submit PSLF Application: After making 120 qualifying payments, submit the PSLF application to receive forgiveness. The application will require verification of your employment and qualifying payments.
