There are several types of insurance coverage available, including:
- Private Insurance: Often provided through employers, these plans can vary widely in terms of coverage, premiums, and out-of-pocket costs. - Public Insurance: Programs like Medicare and Medicaid provide coverage to specific populations, such as the elderly, disabled, and low-income individuals. - Managed Care Plans: These include Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs), which have networks of providers and may require referrals for specialist care.
