An Exclusive Provider Organization (EPO) is a managed care health plan that offers a network of healthcare providers from which its members must seek care. Members have to use the healthcare services within this network to benefit from coverage, except in emergencies. EPOs tend to have lower premiums and out-of-pocket costs compared to other plans like Preferred Provider Organizations (PPOs) or Health Maintenance Organizations (HMOs), but they offer less flexibility in choosing healthcare providers.
