The amount nursing students can borrow through Direct Subsidized Loans depends on their year in school and whether they are dependent or independent students. For example, first-year undergraduate students can borrow up to $3,500, while second-year students can borrow up to $4,500. Third-year and beyond students can borrow up to $5,500 annually. There are also aggregate loan limits that cap the total amount students can borrow during their undergraduate studies.
