Liability insurance for nurses typically covers several key areas:
Professional Negligence: Coverage for claims resulting from errors or omissions in professional duties. Breach of Duty: Protection against claims that the nurse failed to meet the standard of care required. Personal Injury: Coverage for claims related to physical or emotional harm caused to a patient. Defense Costs: Payment for legal fees incurred during the defense of a malpractice lawsuit. Settlement and Damages: Payment for any settlements or damages awarded to the plaintiff.