Dry or cracked skin, medically known as xerosis, can result from a variety of factors. Environmental conditions such as low humidity, cold weather, or excessive sun exposure can strip the skin of its natural oils. Frequent bathing, especially with hot water and harsh soaps, can also contribute to skin dryness. Additionally, certain health conditions like eczema, psoriasis, and diabetes can predispose individuals to this condition. In older adults, the natural aging process leads to thinner skin that is more prone to dryness.