HDHPs can significantly impact patient care in multiple ways:
- Preventive Services: Many HDHPs cover preventive services like vaccinations, screenings, and annual check-ups without requiring the deductible to be met. This encourages patients to maintain regular health check-ups.
- Delayed Care: Patients with HDHPs might delay or avoid seeking medical attention due to high out-of-pocket costs, potentially leading to complications or worsening of health conditions.
- Medication Adherence: The high cost burden can affect medication adherence, as patients might skip doses or avoid purchasing prescribed medications.
